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Although the requirements to be covered by Social Security or Medicare are remarkably similar (generally, at least a 10 year work history or marriage to someone who has such a work history), one need not choose to take your Social Security and Medicare benefits at the same time.  In fact, eligibility for Medicare typically starts at age 65, while your normal retirement age for Social Security is usually later.

Of course, you can choose to take your Social Security sooner than your normal retirement age by taking an early retirement. Furthermore, you can increase your benefit by delaying your retirement benefit.

Either way, you can take Social Security before Medicare or take Medicare before Social Security.


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