Many people dream of an early retirement. Along with presumably better health in which to enjoy life's finer pleasures, comes the assumption of great wealth. For a fortunate few, this occurs. For many others, early retirement arrives as an unplanned layoff in their mid-fifties followed by a long, periodically unsuccessful and quite trying, job search yielding a significant or total income loss.
Think about the people that you know who have retired before their normal retirement age (these days, that's 66). Did they do so voluntarily? How did it work out?
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