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Michael's Retirement Planning Blog December 2008 Archive

By Michael Rubin, About.com Guide to Retirement Planning

401(k) Loans: Good Idea?

Monday December 29, 2008
With the ever-lengthening financial crisis still dragging on, some people are beginning to look at their decreasing 401(k) balances with an eye towards borrowing from them. At most companies, ... Read More

Annuities in Retirement Planning

Monday December 22, 2008
The focus of most retirement planning is on the importance of saving for retirement. Indeed, by starting young and investing appropriately, you can have an enormous impact on the ... Read More

Benefit From a Delayed Retirement?

Friday December 19, 2008
As the financial crisis drags on, many people have either contemplated or already delayed their retirement dates. While continuing the daily grind is a notable negative for those displeased ... Read More

Is Your 401k Broken? Are All of Them?

Monday December 15, 2008
There's a fascinating article in today's Wall Street Journal about the problems with 401(k) retirement accounts. Whether it be due to limited access, minimal savings level, or improper investing ... Read More

Have you made the most of 2008 yet?

Thursday December 11, 2008
Sure, 2008 is nearly over, but you can still make a big difference in your retirement plan saving. If you have a 401(k) plan and haven't reached the annual ... Read More

Stock market slide causing people to delay retirement

Monday December 8, 2008
I wouldn't call it unexpected, but a just-released Bank of America survey finds that "Despite Tightening Their Wallets, Americans Are Further from Achieving Their Retirement Goals Amidst Weakening Economy." Among the ... Read More

How Much to Save for Retirement

Friday December 5, 2008
With the recent economic slide, many people are wondering how they will ever retire. Although watching your 401(k) and IRA balances dwindle is never a happy time, the occasion ... Read More

401(k) Limits for 2009

Wednesday December 3, 2008
Before President-elect Obama takes his oath of office on January 20, many new laws and limits will take effect to mark the annual flipping of our calendars on January 1. ... Read More
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