In the last 18 months, many Americans have learned they were invested far more aggressively than they ought to have been. While everyone's tolerance for risk is different, far ... Read More

Human nature being what it is (in love with procrastination), now is one of the more popular times of year for IRA contributions. The reason, of course, is that ... Read More

Taking Social Security early is is not an irreversible decision. Through a little-known (but ever more popular) legal loophole, you may decide, upon full retirement age, to "un-do" your ... Read More

It's a topic I wish wasn't so timely. However, with the unemployment rate having rapidly shot up to the 8% range, it's fairly self-evident that many people have lost ... Read More

You may already be familiar with a SEP-IRA, an excellent retirement planning opportunity for self-employed individuals. SEPP, on the other hand, is the abbreviation for Substantially Equal Periodic Payments, an ... Read More

I often tell people that the best time to take Social Security is "In the morning." That way, you have the whole day to spend it. Seriously, electing to ... Read More

In an investment climate as ugly as the one we're in today (and have been in for some time), it is easy to believe that your specific investment choices don't ... Read More

Investment expectations have certainly changed over the past several years. It was only a few years ago that "seasoned investors" fully (and, they believed, rationally) expected double-digit returns each ... Read More

Time to check in on those 2009 goals. Since January 1, much of the world has changed. We have a new president, not to mention another new stimulus ... Read More