Short on Cash? Retirement Funds to the Rescue?
Tuesday June 30, 2009
With the unemployment rate rising throughout the country and, in some states exceeding 10%, many people are finding the need to dig into savings to pay monthly bills. Ideally, ... Read More
Lifecycle Funds: A Good Investment?
Friday June 26, 2009
Lifecycle funds, also known as target-date funds, have been growing in popularity. A relatively new financial invention, these funds allow for a comparable lower-maintenance opportunity for the individual investor. ... Read More
Beneficiary Designations: Critical to Sleeping Better During Retirement
Tuesday June 23, 2009
An estate plan is an important part of any financial plan, particularly so for those in or entering retirement. You've heard plenty about the importance of wills, trusts, and ... Read More
Do you need a trust?
Friday June 19, 2009
When it comes to estate planning, many people think only of a will. They're seldom right. In addition to a will, a power of attorney, a living will, and ... Read More
Spousal IRAs - How Almost Anyone Can Make an IRA Contribution
Tuesday June 16, 2009
With the market meltdown depleting retirement account balances virtually everywhere, saving for retirement is making a comeback. Recently negative, the national savings rate has pushed back into positive territory. ... Read More
Dollar Cost Averaging - Still a Good Idea?
Friday June 12, 2009
When you dollar cost average (DCA), you invest a certain sum of money in a specific investment (or investments) on a pre-set schedule. For example, you might arrange to put ... Read More
Best Places to Grow Old - According to Forbes Magazine
Tuesday June 9, 2009
Forbes Magazine just released its 2009 "Best Places to Grow Old List." Placing special emphasis on "the percentage of those aged 65 and over, the median income of those ... Read More
Are you a woman? Know any?
Thursday June 4, 2009
When it comes to retirement planning, most of the rules apply to both men and women equally. That said, certain statistics can lead one to believe that women may ... Read More
Financial Emergency! Tap the Roth?
Tuesday June 2, 2009
With the unemployment rate rising practically weekly, many folks are facing real financial emergencies. An event such as a job loss is the perfect time to tap an emergency ... Read More

