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Michael's Retirement Planning Blog July 2009 Archive

By Michael Rubin, About.com Guide to Retirement Planning

What does summer have to do with a 401(k) matching program?

Friday July 31, 2009
Like the dog days of summer, it's easy to let your life go on auto-pilot. If all cylinders are clicking, then this automation feature is a great thing. ... Read More

Roth 401(k) vs. Regular 401(k)

Tuesday July 28, 2009
If your employer offers you the opportunity to participate in a Roth 401(k), you face a choice. You've got to decide between that Roth 401(k) option, about which there ... Read More

A 401(k) and a Roth IRA? You Can Do It!

Friday July 24, 2009
Every so often, someone asks the right question. It's a question most people should ask, but hardly anyone does. One example is the question of whether one can ... Read More

Can you afford to live to age 92?

Monday July 20, 2009
As you've no doubt heard, Walter Cronkite passed away last week at the age of 92. By nearly every account, he was an American icon, albeit one that faded ... Read More

Automatic Investment Programs

Friday July 17, 2009
"Putting your savings on auto-pilot." "Pay yourself first."Such common savings are repeated so often because they're so true. One of the easiest ways to accomplish automatic savings is through ... Read More

Why Some People Have to Come Out of Retirement

Tuesday July 14, 2009
Unfortunately, countless people have been forced back into the workforce solely due to the stock market correction. Others never really had a chance to stay retired because they never saved ... Read More

Automatic 401(k) Enrollment Doesn't Take Away All of Your Responsibilities

Friday July 10, 2009
The Pension Protection Act of 2006 encouraged many companies to automatically enroll their employees in their 401(k) plans. By many accounts, this was a positive development, since the default ... Read More

Cut corners, not 401(k) contributions

Tuesday July 7, 2009
You don't need me to tell you that times are tough. After all, between the nightly news, the remaining newspapers in circulation, and the myriad of web sites, it would ... Read More

Index Funds: Be like the market

Friday July 3, 2009
Broadly speaking, there are two kinds of mutual funds: actively managed funds and index funds. Actively managed funds are run by investors managers who make frequent buy and sell ... Read More
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