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<title>About Retirement Planning</title>
<link>http://retireplan.about.com/</link>
<description>Retirement Planning</description>


	<item>
	<title>Automatic 401(k) Enrollment Doesn't Take Away All of Your Responsibilities</title>
	<link>http://retireplan.about.com/b/2009/07/10/automatic-401k-enrollment-doesnt-take-away-all-of-your-responsibilities.htm</link>
	<description>The Pension Protection Act of 2006 encouraged many companies to automatically enroll their employees in their 401(k) plans.  By many accounts, this was a positive development, since the default...</description>
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	<dc:date>2009-07-10T06:16:00Z</dc:date>
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	<item>
	<title>Cut corners, not 401(k) contributions</title>
	<link>http://retireplan.about.com/b/2009/07/07/cut-corners-not-401k-contributions.htm</link>
	<description>You don't need me to tell you that times are tough. After all, between the nightly news, the remaining newspapers in circulation, and the myriad of web sites, it would...</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-07-07T07:01:29Z</dc:date>
	</item>


	<item>
	<title>Index Funds: Be like the market</title>
	<link>http://retireplan.about.com/b/2009/07/03/index-funds-be-like-the-market.htm</link>
	<description>Broadly speaking, there are two kinds of mutual funds: actively managed funds and index funds.  Actively managed funds are run by investors managers who make frequent buy and sell...</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-07-03T06:34:09Z</dc:date>
	</item>


	<item>
	<title>Short on Cash?  Retirement Funds to the Rescue?</title>
	<link>http://retireplan.about.com/b/2009/06/30/short-on-cash-retirement-funds-to-the-rescue.htm</link>
	<description>With the unemployment rate rising throughout the country and, in some states exceeding 10%, many people are finding the need to dig into savings to pay monthly bills.  Ideally,...</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-06-30T07:06:52Z</dc:date>
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	<item>
	<title>Lifecycle Funds: A Good Investment?</title>
	<link>http://retireplan.about.com/b/2009/06/26/lifecycle-funds-a-good-investment.htm</link>
	<description>Lifecycle funds, also known as target-date funds, have been growing in popularity.  A relatively new financial invention, these funds allow for a comparable lower-maintenance opportunity for the individual investor....</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-06-26T08:04:57Z</dc:date>
	</item>


	<item>
	<title>Beneficiary Designations: Critical to Sleeping Better During Retirement</title>
	<link>http://retireplan.about.com/b/2009/06/23/beneficiary-designations-critical-to-sleeping-better-during-retirement.htm</link>
	<description>An estate plan is an important part of any financial plan, particularly so for those in or entering retirement.  You've heard plenty about the importance of wills, trusts, and...</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-06-23T09:24:28Z</dc:date>
	</item>


	<item>
	<title>Do you need a trust?</title>
	<link>http://retireplan.about.com/b/2009/06/19/do-you-need-a-trust.htm</link>
	<description>When it comes to estate planning, many people think only of a will.  They're seldom right. In addition to a will, a power of attorney, a living will, and...</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-06-19T05:31:53Z</dc:date>
	</item>


	<item>
	<title>Spousal IRAs - How Almost Anyone Can Make an IRA Contribution</title>
	<link>http://retireplan.about.com/b/2009/06/16/spousal-iras-how-almost-anyone-can-make-an-ira-contribution.htm</link>
	<description>With the market meltdown depleting retirement account balances virtually everywhere, saving for retirement is making a comeback.  Recently negative, the national savings rate has pushed back into positive territory....</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-06-16T06:31:27Z</dc:date>
	</item>


	<item>
	<title>Dollar Cost Averaging - Still a Good Idea?</title>
	<link>http://retireplan.about.com/b/2009/06/12/dollar-cost-averaging-still-a-good-idea.htm</link>
	<description>When you dollar cost average (DCA), you invest a certain sum of money in a specific investment (or investments) on a pre-set schedule. For example, you might arrange to put...</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-06-12T06:49:29Z</dc:date>
	</item>


	<item>
	<title>Best Places to Grow Old - According to Forbes Magazine</title>
	<link>http://retireplan.about.com/b/2009/06/09/best-places-to-grow-old-according-to-forbes-magazine.htm</link>
	<description>Forbes Magazine just released its 2009 "Best Places to Grow Old List."  Placing special emphasis on "the percentage of those aged 65 and over, the median income of those...</description>
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	<dc:subject></dc:subject>
	<dc:date>2009-06-09T06:32:55Z</dc:date>
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