Retirement Planning - By Category
How to Begin Saving For Retirement
When it comes to retirement planning, simply starting is often the hardest part. Find not only retirement planning tools but also the motivation to begin, from how much to save to the best ways to do so including IRAs, Roth IRAs, and 401(k)s.
Individual Retirement Accounts (IRAs)
If you're employed, you can take advantage of an Individual Retirement Account (IRA). That much is simple. From there, it gets a bit more complicated, but we'll guide you on issues and opportunities such as tax-deferral, potential tax deductions, Roths, IRA rollovers and conversions.
401K Plans
Few financial decisions are more important than how you treat your workplace retirement plan. Taking advantage of your 401K is among the best things you can do to enhance your financial future. Learn why maximizing your odds at a comfortable retirement may start with something as simple as maxing out your 401K.
IRA Withdrawals
Learn the ins and outs of withdrawing money from your IRA: how much, how often, and why.
Investing for Retirement
Appropriately managing your investments means making periodic changes. Learn how your investment philosophy should mature as you become an experienced investor and near retirement age. From asset allocation and re-balancing to dollar cost averaging, master the strategies that will help you maximize the value of your retirement plans.
Social Security and Retirement Planning
Few topics are more controversial and less understood than Social Security's potential impact on your retirement. Learn how to determine your benefit, the safety of your benefit, your normal retirement age, how to calculate your early retirement benefit and strategies for maximizing Social Security's value to you.
Taxes and Retirement Planning
Taxes play a significant role in any retirement plan. Before retirement, you'll want to maximize the benefits of tax-deferred and tax-free growth. During retirement, your focus will be on maximizing the after-tax value of your income. Finally, you may desire to efficiently pass along some assets to your heirs.
Retirement Planning by the Decade
As you mature, so must your retirement planning priorities and strategies. Recognizing possible different investing approaches and taking advantage of tax planning opportunities are critical components to achieving financial independence.
Self-Employed Retirement Plans
Running your own business is full of twists and turns. Now, add retirement planning to the mix. Like the rest of your business, retirement planning opportunities are abound, and making the right decision is critical. Learn about SEP-IRAs, solo 401(k)s, Keogh plans, and SIMPLE IRAs.
Already In Retirement
You've made it to retirement, yet the planning doesn't end. Topics we discuss include best places to live during retirement, how much you can afford to spend, managing your health insurance, second careers, and volunteer opportunities.
Glossary of Retirement Planning Terms
Looking at the 401(k) enrollment form but not sure what tax-deferred means or whether you have an employer matching program in the first place? Learn the key terms for retirement planning here.