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401K Plans

Few financial decisions are more important than how you treat your workplace retirement plan. Taking advantage of your 401K is among the best things you can do to enhance your financial future. Learn why maximizing your odds at a comfortable retirement may start with something as simple as maxing out your 401K.

Why You Should Contribute to a 401(k)
What a 401(k) is, how it works, and why you should be invested in your 401(k) plan.

How Much Can I Contribute to an 401(k) in 2012?
Find out how much you can put into your 401(k), Roth 401(k) or SIMPLE IRA in 2012.

Your First 401(k)
The first steps to take with your first 401(k) retirement savings plan.

2012 Contribution Limits
Find the annual contribution limits for 2012 for a variety of retirement accounts.

What Is a 401(k) Match?
An employer matching 401(k) contribution or employer match is a generous benefit that you should be taking advantage of. Here's why.

401(k) Contributions for 2013
Find out how much you can contribute to your 401(k) in 2013.

401(k) Contributions for 2013
Find out how much you can contribute to your 401(k) in 2013.

How to Withdraw Money From a 401(k) or IRA
At some point, you'll withdraw money from a retirement account. But when you do it and how you do it matter. Here are the rules for withdrawals in a 401(k) and IRA.

401(k) Plans - Automatic Tax-Deferred Saving
Lean the basics of 401(k) accounts; what is a contribution percentage, contribution limitations, tax-deferred growth, required distributions, IRA contribution limits, and how you can profit from a 401(k) plan today.

Where Should I Put This 401(k)?
Leaving your job and not sure what to do with your 401(k) or other retirement account? You have plenty of options to choose from.

How Do I Rollover a 401(k) Plan?
The steps to take to move your 401k into a Rollover IRA.

2013 Contribution Limits Self-Employed Plans
Retirement plans for the self-employed are among the most generous in terms of annual contribution limits. They get even more generous in 2013.

What it Means to be Vested in Your Retirement Account
Understand vesting and vesting schedules for employer-sponsored retirement plans.

Understanding the Roth 401(k)
A Roth 401(k) is a combination of retirement account types. Find out how the Roth 401(k) works and whether it could work for you.

Get the Money Out of Your 401(k) or IRA
When it's time to retire, there are decisions to be made. How will you withdraw your savings? At what rate? How will you change your investments? Find out how to withdraw from a 401(k) at retirement.

2010 401K Contribution Limits
Benefit from the 2010 401(k) contribution limits by taking maximum advantage of this powerful tax-deferred retirement plan.

Make Sense of Your 401(k) Investment Options
Do you understand what each investment in your retirement account does? Sort our your investment options by understanding some of the common types of 401(k) investment options.

Are You Eligible to Contribute to a 401(k) Plan?
Just because you work at a company that offers a 401K plan doesn't mean you can contribute tot he plan. Learn about the possible restrictions.

Why You Need to Review and Update Your Beneficiaries Often
What happens to your 401(k) and IRA money if you don't get to spend it? It goes to the people you named when you first signed up for the account. If you can't recall who that is, it's time to review and update your beneficiaries.

Contributing to a 401(k) and a Roth IRA: You Can Do It!
"Can I Contribute to a 401(k) and a Roth IRA?" is a common question. The answer is almost always yes. Learn the details.

Keep the Money in Your 401(k)
5 reasons why your retirement funds should be off limits before you reach retirement age.

What Is a Keogh?
A Keogh is a type of retirement plan available to self-employed individuals.

What Is a Keogh?
A Keogh is a type of retirement plan available to self-employed individuals.

Roth 401(k): Saving For Retirement Tax-Free
Roth 401(k)s bring together the tax-free growth of a Roth IRA and the higher contribution limits of a 401(k). Yet a Roth IRA contribution lowers your net pay in a way a regular 401(k) does not. Learn what to consider when evaluating a Roth 401(k).

401(k) Loans: Borrowing from Your 401(k)
401(k) loans are available with no credit checks. Are they a good idea? Learn the advantages, disadvantages and limits of borrowing from your 401(k) plan.

Borrowing From Yourself: Overview of a 401(k) Loan
Borrowing from yourself has advantages and disadvantages over other potential lending sources. Be sure to evaluate these considerations carefully be borrowing from your 401K plan.

Your 401(k) Match - Maximize Your Retirement Dollars
Taking advantage of an employer's 401(k) match is a critical piece of proper retirement planning. This company match provides you with the opportunity to receive free money into your retirement plan.

Never Turn Down Free Money: An Employer Matching Program
You'll never be financially successful by saying "No" to free money. Learn the best way to ensure that you always take maximum advantage of your employer matching program.

Vesting Schedules Determine When Your Money is Really Your Money
Every dollar you contribute to your 401K plan is yours, no matter when or why you terminate employment. But any matching dollars your employer contributes on your behalf may be subject to a vesting schedule. Learn what this might mean for your retirement plan.

401(k) Vesting Schedules - Know the Impact
Understanding your vesting schedule is a crucial and often underestimated part of retirement planning. The risk of forfeiting your employer's matching contribution is real and often preventable. Learn about the different types of vesting schedules and what they may mean to your financial future.

Vesting in Your 401(k) Plan
Money you contribute to your 401(k) plan is always yours. But that wonderful employer match you received probably has some string tied to it. Learn about the possibility of forfeiture in this article, not by a letter from your employer one day.

Graded Vesting Schedule and Your Retirement Money
Since many employer matching contributions vest over time, it's critical to understand your schedule. This article demonstrates how a graded vesting schedule affects your retirement planning.

Cliff Vesting Schedules and Your Retirement Money
Make sure you voluntarily never leave a job just before your employer's matching contributions becomes your money by understanding the concept of cliff vesting.

Who is Your Retirement Plan Custodian?
When you contribute money to a 401K plan, it's important to realize that they money doesn't stay with your employer. Instead it goes to the custodian, a key concept explained further in this article.

401(k) Limits: 2009
Learn the 2009 401(k) contribution limits so you can take maximum advantage of this powerful tax-deferred retirement plan.

Your 401(k) Plan Beneficiary Designations
Make sure to regularly check your 401(k) plan beneficiary designations, especially if any major family changes have occurred.

Can I withdraw money from my 401(k) before I retire?
Can I withdraw money from my 401(k) before I retire? Yes, you can anytime, but you may have to pay a penalty.

How much can I contribute to my 401(k) plan?
How much can you contribute to your 401(k) plan? Find out what your limits are here.

Employer Matching Programs
Your 401(k) plan is a great opportunity. With an employer match, this workplace retirement plan is an absolute must. Find out why.

2011 401(k) Contribution Limits
The 2011 401(k) contribution limits have been announced. Find out how much you can contribute.

Employer Match – The Best Retirement Investment
Find out why employer matching programs are the best retirement investment.

401(k) Loans
While a 401(k) loan is borrowing from yourself, there are plenty of important considerations you should be aware of before diving in. From paying tax twice on the same money to the myth of an increased rate of return by borrowing, there are reasons to proceed carefully.

What Is a SIMPLE IRA?
A SIMPLE IRA is an employer-sponsored retirement plan offered to small-business employees. Find out how a SIMPLE IRA works, and how much you can contribute to the plan this year.

What Is a 457(b) Plan?
Find out how 457(b) plans can help you save for retirement, and why a 457(b) plan is even better than a 401(k).

What Is a 457(b) Plan?
Find out how 457(b) plans can help you save for retirement, and why a 457(b) plan is even better than a 401(k).

What Is a 403(b) Plan?
A 403(b) plan is a retirement plan for nonprofit workers. Find out exactly how 403(b) plans work and how much you can contribute to your 403(b) in 2012.

What Is a 457(b) Plan?
Find out how 457(b) plans can help you save for retirement, and why a 457(b) plan is even better than a 401(k).

What Is a 403(b) Plan?
A 403(b) plan is a retirement plan for nonprofit workers. Find out exactly how 403(b) plans work and how much you can contribute to your 403(b) in 2012.

What Is a 403(b) Plan?
A 403(b) plan is a retirement plan for nonprofit workers. Find out exactly how 403(b) plans work and how much you can contribute to your 403(b) in 2012.

Roth 401(k)s
Increasingly available, a Roth 401(k) plan is similar to the regular 401(k) opportunity. However the few existing differences are critical. See how pre-tax vs. post-tax contributions might affect your retirement planning and results.

What Small Businesses Should Look for in a 401(k) Plan
What is this plan going to cost me is the first question a small business owner should be asking a 401(k) administrator. Here are six other important questions to ask.

What Is a Solo 401(k)?
If you are a self-employed small business owner, you can have access to a 401(k). Find out what about the benefits of the solo 401(k) and the solo Roth 401(k).

What Is a Solo 401(k)?
If you are a self-employed small business owner, you can have access to a 401(k). Find out what about the benefits of the solo 401(k) and the solo Roth 401(k).

What Is a Solo 401(k)?
If you are a self-employed small business owner, you can have access to a 401(k). Find out what about the benefits of the solo 401(k) and the solo Roth 401(k).

What Is a Solo 401(k)?
If you are a self-employed small business owner, you can have access to a 401(k). Find out what about the benefits of the solo 401(k) and the solo Roth 401(k).

What Is a Stable Value Fund?
If you have a 401(k), chances are you may have a stable value fund available to you. What are stable value funds and why are they so popular?

What To Do With an Inherited IRA or 401(k)
Here's what spouses and non-spouses need to know to make the most of an IRA or 401(k) inheritance.

401(k) Fees
Make Sense of and Lower Your 401(k) Fees

401(k) Loan Pros and Cons
The pros and cons of 401(k) loans.

Gold Investing for Your Golden Years
Gold IRAs for Retirement Investing

10 Questions to Ask About 401(k) Fees
10 questions to ask your 401(k) plan administrator

Retirement Plan Fees
Retirement Plan Fees

401(k) Investor Education
What is 401(k) investor education?

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