401K Plans
Few financial decisions are more important than how you treat your workplace retirement plan. Taking advantage of your 401K is among the best things you can do to enhance your financial future. Learn why maximizing your odds at a comfortable retirement may start with something as simple as maxing out your 401K.
2010 401K Contribution Limits
Benefit from the 2010 401(k) contribution limits by taking maximum advantage of this powerful tax-deferred retirement plan.
Benefit from the 2010 401(k) contribution limits by taking maximum advantage of this powerful tax-deferred retirement plan.
Contributing to a 401(k) and a Roth IRA: You Can Do It!
"Can I Contribute to a 401(k) and a Roth IRA?" is a common question. The answer is almost always yes. Learn the details.
"Can I Contribute to a 401(k) and a Roth IRA?" is a common question. The answer is almost always yes. Learn the details.
Roth 401(k): Saving For Retirement Tax-Free
Roth 401(k)s bring together the tax-free growth of a Roth IRA and the higher contribution limits of a 401(k). Yet a Roth IRA contribution lowers your net pay in a way a regular 401(k) does not. Learn what to consider when evaluating a Roth 401(k).
Roth 401(k)s bring together the tax-free growth of a Roth IRA and the higher contribution limits of a 401(k). Yet a Roth IRA contribution lowers your net pay in a way a regular 401(k) does not. Learn what to consider when evaluating a Roth 401(k).
401K Withdrawals
Every 401K withdrawal affects your taxes and your future retirement planning. Make sure to consider these implications and others concerns whenever contemplating a distribution from your plan.
Every 401K withdrawal affects your taxes and your future retirement planning. Make sure to consider these implications and others concerns whenever contemplating a distribution from your plan.
401(k) Loans: Borrowing from Your 401(k)
401(k) loans are available with no credit checks. Are they a good idea? Learn the advantages, disadvantages and limits of borrowing from your 401(k) plan.
401(k) loans are available with no credit checks. Are they a good idea? Learn the advantages, disadvantages and limits of borrowing from your 401(k) plan.
401(k) Limits: 2009
Learn the 2009 401(k) contribution limits so you can take maximum advantage of this powerful tax-deferred retirement plan.
Learn the 2009 401(k) contribution limits so you can take maximum advantage of this powerful tax-deferred retirement plan.
401(k) Vesting Schedules - Know the Impact
Understanding your vesting schedule is a crucial and often underestimated part of retirement planning. The risk of forfeiting your employer's matching contribution is real and often preventable. Learn about the different types of vesting schedules and what they may mean to your financial future.
Understanding your vesting schedule is a crucial and often underestimated part of retirement planning. The risk of forfeiting your employer's matching contribution is real and often preventable. Learn about the different types of vesting schedules and what they may mean to your financial future.
Your 401(k) Match - Maximize Your Retirement Dollars
Taking advantage of an employer's 401(k) match is a critical piece of proper retirement planning. This company match provides you with the opportunity to receive free money into your retirement plan.
Taking advantage of an employer's 401(k) match is a critical piece of proper retirement planning. This company match provides you with the opportunity to receive free money into your retirement plan.
401(k) Plans - Automatic Tax-Deferred Saving
Lean the basics of 401(k) accounts; what is a contribution percentage, contribution limitations, tax-deferred growth, required distributions, IRA contribution limits, and how you can profit from a 401(k) plan today.
Lean the basics of 401(k) accounts; what is a contribution percentage, contribution limitations, tax-deferred growth, required distributions, IRA contribution limits, and how you can profit from a 401(k) plan today.
Vesting in Your 401(k) Plan
Money you contribute to your 401(k) plan is always yours. But that wonderful employer match you received probably has some string tied to it. Learn about the possibility of forfeiture in this article, not by a letter from your employer one day.
Money you contribute to your 401(k) plan is always yours. But that wonderful employer match you received probably has some string tied to it. Learn about the possibility of forfeiture in this article, not by a letter from your employer one day.
Cliff Vesting Schedules and Your Retirement Money
Make sure you voluntarily never leave a job just before your employer's matching contributions becomes your money by understanding the concept of cliff vesting.
Make sure you voluntarily never leave a job just before your employer's matching contributions becomes your money by understanding the concept of cliff vesting.
Graded Vesting Schedule and Your Retirement Money
Since many employer matching contributions vest over time, it's critical to understand your schedule. This article demonstrates how a graded vesting schedule affects your retirement planning.
Since many employer matching contributions vest over time, it's critical to understand your schedule. This article demonstrates how a graded vesting schedule affects your retirement planning.
Never Turn Down Free Money: An Employer Matching Program
You'll never be financially successful by saying "No" to free money. Learn the best way to ensure that you always take maximum advantage of your employer matching program.
You'll never be financially successful by saying "No" to free money. Learn the best way to ensure that you always take maximum advantage of your employer matching program.
Are You Eligible to Contribute to a 401(k) Plan?
Just because you work at a company that offers a 401K plan doesn't mean you can contribute tot he plan. Learn about the possible restrictions.
Just because you work at a company that offers a 401K plan doesn't mean you can contribute tot he plan. Learn about the possible restrictions.
Vesting Schedules Determine When Your Money is Really Your Money
Every dollar you contribute to your 401K plan is yours, no matter when or why you terminate employment. But any matching dollars your employer contributes on your behalf may be subject to a vesting schedule. Learn what this might mean for your retirement plan.
Every dollar you contribute to your 401K plan is yours, no matter when or why you terminate employment. But any matching dollars your employer contributes on your behalf may be subject to a vesting schedule. Learn what this might mean for your retirement plan.
Who is Your Retirement Plan Custodian?
When you contribute money to a 401K plan, it's important to realize that they money doesn't stay with your employer. Instead it goes to the custodian, a key concept explained further in this article.
When you contribute money to a 401K plan, it's important to realize that they money doesn't stay with your employer. Instead it goes to the custodian, a key concept explained further in this article.
Borrowing From Yourself: Overview of a 401(k) Loan
Borrowing from yourself has advantages and disadvantages over other potential lending sources. Be sure to evaluate these considerations carefully be borrowing from your 401K plan.
Borrowing from yourself has advantages and disadvantages over other potential lending sources. Be sure to evaluate these considerations carefully be borrowing from your 401K plan.
Employer Matching Programs
Your 401(k) plan is a great opportunity. With an employer match, this workplace retirement plan is an absolute must. Find out why.
Your 401(k) plan is a great opportunity. With an employer match, this workplace retirement plan is an absolute must. Find out why.
401(k) Loans
While a 401(k) loan is borrowing from yourself, there are plenty of important considerations you should be aware of before diving in. From paying tax twice on the same money to the myth of an increased rate of return by borrowing, there are reasons to proceed carefully.
While a 401(k) loan is borrowing from yourself, there are plenty of important considerations you should be aware of before diving in. From paying tax twice on the same money to the myth of an increased rate of return by borrowing, there are reasons to proceed carefully.
Roth 401(k)s
Increasingly available, a Roth 401(k) plan is similar to the regular 401(k) opportunity. However the few existing differences are critical. See how pre-tax vs. post-tax contributions might affect your retirement planning and results.
Increasingly available, a Roth 401(k) plan is similar to the regular 401(k) opportunity. However the few existing differences are critical. See how pre-tax vs. post-tax contributions might affect your retirement planning and results.