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Intro to 401k Plans
A 401(k) plan is a company-sponsored qualified retirement plan for employees. Contributions are deducted from your paycheck before taxes are withheld. You may want to know how a 401k works, exactly what a 401k is, or how you can revive the dwindling balance in your 401k plan. You may also want to know what the contribution limits and how to do a rollover.

An Explanation of a 401k Plan
A 401(k) plan is a company-sponsored qualified retirement plan for employees. Your contributions will be deducted from your paycheck before taxes are withheld. Here's how a 401k works.

About 401K Plans
If you're like most people, you have questions about your 401k retirement plan. You might be wondering how a 401k works, exactly what a 401k is, or how you can revive the dwindling balance in your 401k plan.

2008 401k Contribution Limit
Be sure you are maximizing your 401(k) by checking to be sure you are contributing the maximum allowed in 2007.

If You Inherit a 401k
If you inherit a 401k, you need to know the best way to deal with this inheritance. Not knowing can be quite costly. There are certain rules for spouse and non-spouse beneficiaries in addition to the rules of the plan itself.

401k Plan Fees
Do you know how much fees are costing your 401k plan account balance? Most plan participants don't have a clue what these fees might be or how much they are paying. The current administration is working to make getting information about the fees and expenses associated with 401k plans so that participants will be able to make better decisions on their investments.

A Survival Plan for Your 401K
If you watch the news or follow the stock market, you know the market is quite volatile right now. Almost everyone is wondering how this might affect their 401k plan and what they should do. Advisors keep telling us there is no need to worry but how should we react when faced with the possible loss of our retirement savings? What can we do to protect our 401k plan so that we will have funds when we retire?

A 401(k) Timeline
In 1978, The IRS included a provision under which employees could elect to defer compensation of some of their income and have this deferred compensation not be taxed until a later time. This was called IRC Section 401(k). Additional changes will no doubt be made as time and economic conditions dictate.

Hardship Withdrawals from your 401K Plan
If you have certain hardships, you might be able to use the funds in your 401K plan but it will cost you. To take advantage of a hardship withdrawal, your employer must allow such withdrawals and you will be responsible for the taxes and possibly a 10 percent early withdrawal penalty.