1. Money

Already In Retirement

You've made it to retirement, yet the planning doesn't end. Topics we discuss include best places to live during retirement, how much you can afford to spend, managing your health insurance, second careers, and volunteer opportunities.

Make Sense of Reverse Mortgages
Understand exactly how reverse mortgages works, whether you qualify, and if a reverse mortgage is right for you.

Where to Retire
You know how and when you want to retire, but have you considered where you want to retire? Here is how to choose the best place to retire.

How Much Can You Withdraw From Your Retirement Account Each Year?
What is the real safe withdrawal rate? Many experts feel withdrawing 4% of your initial retirement account balance, then adjusting annually for inflation is the right amount. But such a straightforward approach does leave us with some pretty illogical conclusions. Learn what to consider when contemplating what you can afford to spend in retirement.

How to Prepare for Healthcare Costs in Retirement
Healthcare inflation is rising faster than the cost of living, and most of us haven't saved enough to cover it. Find out how to prepare for the rising cost of healthcare in retirement.

All About Medicare: Medicare Part A, Part B, Part C, and Part D
Due to the rising cost of health care, Medicare is a critical and growing component of retirement planning. Learn about the alphabet soup of Medicare Parts.

Calculating and Taking Required Minimum Distributions (RMDs)
Even if you haven't thought about how much you'd like to take out of your retirement plan this year, it's possible that the IRS already has. Learn about the Required Minimum Distributions you may face one day.

Long Term Care Insurance: How Will You Pay for Any Long Term Care?
Long term care insurance is an important consideration for anyone approaching or already in retirement? What is your plan for possible long term care? Does insurance play a role? Should it?

Should You Have a Mortgage During Retirement?
The lure of a mortgage-free retirement is attractive. Learn the considerations for eliminating what's likely to be your largest bill in retirement.

Risks to Your Retirement From Inflation
While it's important to be invested conservatively while in retirement, one must always consider the risk that inflation has to a portfolio.

Normal Distributions from Retirement Plans
Learn the tax treatment and definition of normal retirement plan distributions.

Medicare Part B Premiums: Varying By Income
Medicare premiums, for 5% of America's retirees, are higher than the rest of us. Could you be paying more? How much more?

Revocable Living Trust-Avoiding Probate Using a Revocable Living Trust
While it's important to have a will, a revocable living trust is often more meaningful in assuring that your affairs go smoothly and as you planned after you pass on. Learn about the advantages of a revocable living trust.

Irrevocable Life Insurance Trust – Avoiding The Estate Tax Through an ILIT
An irrevocable life insurance trust (ILIT) is an important estate planning document for individuals meeting certain criteria. Learn the relative advantages and disadvantages of an irrevocable life insurance trust including potential estate tax savings and the forfeiture of future flexibility.

Gifting in a Down Market: Lower Your Future Estate Tax
Although no one likes to see the value of their assets decline, there is an upside: gifting more for less.

Best Places to Retire
Learn what some experts say are the healthiest, smartest, and simply the best places to retire. Come to your own informed conclusion before you move away.

Spending During Retirement
Many people expect their spending to decrease when they retire. Although the amount you'll spend commuting to work will decrease (not to mention the dry cleaning expenses), other cash-flow needs, such as medical expenses and trips to see the sights (or grandchildren) will go up. Here are some things to consider when planning for your golden years.

Taking Your Money During Retirement
You've paid plenty of attention to how you've saved for retirement. Now that you're in your golden years, it is equally important to carefully plan for how you take your money out of your retirement plans. Doing so in the right way may make your 401(k), IRA, and Roth IRA last longer.

Emotional Considerations During Retirement
When you retire, you leave behind more than just a job. Planning ahead for all the other inherent life changes is critical so that your retain social outlets. Here are some key considerations, whether you're about to transition to retirement or have already joined its ranks.

Second Careers
More people come out of retirement each year. While a sizable portion of this group finds their financial situation forces them back to the grind, many others are re-defining retirement to include work, but primarily on their terms. Learn more about the challenges and opportunities of second careers for retirees.

Grandparenting When the Grandchildren Are Far Away
In search of the perfect retirement locale, you've decided to move away. Unfortunately, your grandchildren can't come with you. Here are some tips for maintaining your relationships when the little ones can't just hop on over for some of that tasty pie.

Does Life Insurance Make Sense During Retirement?
Life insurance is certainly an essential part of your financial plan, but is it necessarily in retirement?

Helping Your Parents with Their Money – When is it Time to Help Your Parents?
Parents get older and as they do, they may lose the ability to appropriately handle their finances. Learn the signs so you know when it's time.

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