Already In Retirement
You've made it to retirement, yet the planning doesn't end. Topics we discuss include best places to live during retirement, how much you can afford to spend, managing your health insurance, second careers, and volunteer opportunities.
Should You Have a Mortgage During Retirement?
The lure of a mortgage-free retirement is attractive. Learn the considerations for eliminating what's likely to be your largest bill in retirement.
The lure of a mortgage-free retirement is attractive. Learn the considerations for eliminating what's likely to be your largest bill in retirement.
Medicare Part B Premiums: Varying By Income
Medicare premiums, for 5% of America's retirees, are higher than the rest of us. Could you be paying more? How much more?
Medicare premiums, for 5% of America's retirees, are higher than the rest of us. Could you be paying more? How much more?
Gifting in a Down Market: Lower Your Future Estate Tax
Although no one likes to see the value of their assets decline, there is an upside: gifting more for less.
Although no one likes to see the value of their assets decline, there is an upside: gifting more for less.
Long Term Care Insurance: How Will You Pay for Any Long Term Care?
Long term care insurance is an important consideration for anyone approaching or already in retirement? What is your plan for possible long term care? Does insurance play a role? Should it?
Long term care insurance is an important consideration for anyone approaching or already in retirement? What is your plan for possible long term care? Does insurance play a role? Should it?
All About Medicare: Medicare Part A, Part B, Part C, and Part D
Due to the rising cost of health care, Medicare is a critical and growing component of retirement planning. Learn about the alphabet soup of Medicare Parts.
Due to the rising cost of health care, Medicare is a critical and growing component of retirement planning. Learn about the alphabet soup of Medicare Parts.
How Much Can You Withdraw From Your Retirement Account Each Year?
What is the real safe withdrawal rate? Many experts feel withdrawing 4% of your initial retirement account balance, then adjusting annually for inflation is the right amount. But such a straightforward approach does leave us with some pretty illogical conclusions. Learn what to consider when contemplating what you can afford to spend in retirement.
What is the real safe withdrawal rate? Many experts feel withdrawing 4% of your initial retirement account balance, then adjusting annually for inflation is the right amount. But such a straightforward approach does leave us with some pretty illogical conclusions. Learn what to consider when contemplating what you can afford to spend in retirement.
Irrevocable Life Insurance Trust – Avoiding The Estate Tax Through an ILIT
An irrevocable life insurance trust (ILIT) is an important estate planning document for individuals meeting certain criteria. Learn the relative advantages and disadvantages of an irrevocable life insurance trust including potential estate tax savings and the forfeiture of future flexibility.
An irrevocable life insurance trust (ILIT) is an important estate planning document for individuals meeting certain criteria. Learn the relative advantages and disadvantages of an irrevocable life insurance trust including potential estate tax savings and the forfeiture of future flexibility.
Revocable Living Trust-Avoiding Probate Using a Revocable Living Trust
While it's important to have a will, a revocable living trust is often more meaningful in assuring that your affairs go smoothly and as you planned after you pass on. Learn about the advantages of a revocable living trust.
While it's important to have a will, a revocable living trust is often more meaningful in assuring that your affairs go smoothly and as you planned after you pass on. Learn about the advantages of a revocable living trust.
Calculating and Taking Required Minimum Distributions (RMDs)
Even if you haven't thought about how much you'd like to take out of your retirement plan this year, it's possible that the IRS already has. Learn about the Required Minimum Distributions you may face one day.
Even if you haven't thought about how much you'd like to take out of your retirement plan this year, it's possible that the IRS already has. Learn about the Required Minimum Distributions you may face one day.
Normal Distributions from Retirement Plans
Learn the tax treatment and definition of normal retirement plan distributions.
Learn the tax treatment and definition of normal retirement plan distributions.
Risks to Your Retirement From Inflation
While it's important to be invested conservatively while in retirement, one must always consider the risk that inflation has to a portfolio.
While it's important to be invested conservatively while in retirement, one must always consider the risk that inflation has to a portfolio.
Best Places to Retire
Learn what some experts say are the healthiest, smartest, and simply the best places to retire. Come to your own informed conclusion before you move away.
Learn what some experts say are the healthiest, smartest, and simply the best places to retire. Come to your own informed conclusion before you move away.
Spending During Retirement
Many people expect their spending to decrease when they retire. Although the amount you'll spend commuting to work will decrease (not to mention the dry cleaning expenses), other cash-flow needs, such as medical expenses and trips to see the sights (or grandchildren) will go up. Here are some things to consider when planning for your golden years.
Many people expect their spending to decrease when they retire. Although the amount you'll spend commuting to work will decrease (not to mention the dry cleaning expenses), other cash-flow needs, such as medical expenses and trips to see the sights (or grandchildren) will go up. Here are some things to consider when planning for your golden years.
Taking Your Money During Retirement
You've paid plenty of attention to how you've saved for retirement. Now that you're in your golden years, it is equally important to carefully plan for how you take your money out of your retirement plans. Doing so in the right way may make your 401(k), IRA, and Roth IRA last longer.
You've paid plenty of attention to how you've saved for retirement. Now that you're in your golden years, it is equally important to carefully plan for how you take your money out of your retirement plans. Doing so in the right way may make your 401(k), IRA, and Roth IRA last longer.
Emotional Considerations During Retirement
When you retire, you leave behind more than just a job. Planning ahead for all the other inherent life changes is critical so that your retain social outlets. Here are some key considerations, whether you're about to transition to retirement or have already joined its ranks.
When you retire, you leave behind more than just a job. Planning ahead for all the other inherent life changes is critical so that your retain social outlets. Here are some key considerations, whether you're about to transition to retirement or have already joined its ranks.
Second Careers
More people come out of retirement each year. While a sizable portion of this group finds their financial situation forces them back to the grind, many others are re-defining retirement to include work, but primarily on their terms. Learn more about the challenges and opportunities of second careers for retirees.
More people come out of retirement each year. While a sizable portion of this group finds their financial situation forces them back to the grind, many others are re-defining retirement to include work, but primarily on their terms. Learn more about the challenges and opportunities of second careers for retirees.
Grandparenting When the Grandchildren Are Far Away
In search of the perfect retirement locale, you've decided to move away. Unfortunately, your grandchildren can't come with you. Here are some tips for maintaining your relationships when the little ones can't just hop on over for some of that tasty pie.
In search of the perfect retirement locale, you've decided to move away. Unfortunately, your grandchildren can't come with you. Here are some tips for maintaining your relationships when the little ones can't just hop on over for some of that tasty pie.