How to Begin Saving For Retirement
When it comes to retirement planning, simply starting is often the hardest part. Find not only retirement planning tools but also the motivation to begin, from how much to save to the best ways to do so including IRAs, Roth IRAs, and 401(k)s.
Saving For Retirement With Help: The Saver's Credit
An often overlooked tax credit, the Retirement Saver's Credit could help you save for retirement with help from the government. Are you eligible?
An often overlooked tax credit, the Retirement Saver's Credit could help you save for retirement with help from the government. Are you eligible?
New Year Resolutions For Your Finances
Don't make New Years resolutions you can't keep. Make them realistic and make them count. Making the right financial New Year's resolutions today can improve how you live in retirement.
Don't make New Years resolutions you can't keep. Make them realistic and make them count. Making the right financial New Year's resolutions today can improve how you live in retirement.
Getting Started With Retirement Planning
An introduction to 401(k)s, IRAs, Roth IRAs, and the importance of early saving to a successful retirement plan.
An introduction to 401(k)s, IRAs, Roth IRAs, and the importance of early saving to a successful retirement plan.
Retirement Saving: How Much is Enough?
When planning for retirement, one of the most challenging questions is "How much do I need to save?" Although there's no one-size-fits-all answer, there are numerous considerations. Learn what to think about and how to incorporate your personal goals into your individual retirement saving plan. It's much easier to save when you know what you're saving for!
When planning for retirement, one of the most challenging questions is "How much do I need to save?" Although there's no one-size-fits-all answer, there are numerous considerations. Learn what to think about and how to incorporate your personal goals into your individual retirement saving plan. It's much easier to save when you know what you're saving for!
401(k) or Roth IRA? Which One If You Can't Do Both?
Ideally, you'd be able to contribute to every available type of retirement plan. Somehow, the reality of daily living prevents that from being possible for most people. Therefore, it's important to choose your accounts wisely. Here's a discussion of what to consider when you feel that you have enough money to contribute to a 401(k) or a Roth IRA - but not both.
Ideally, you'd be able to contribute to every available type of retirement plan. Somehow, the reality of daily living prevents that from being possible for most people. Therefore, it's important to choose your accounts wisely. Here's a discussion of what to consider when you feel that you have enough money to contribute to a 401(k) or a Roth IRA - but not both.
403(b) Plan Overview
Although similar to the more common 401K plan, a 403B plan has it's own particular considerations. If you work for school, hospital, or other non-profit, this is a must-read.
Although similar to the more common 401K plan, a 403B plan has it's own particular considerations. If you work for school, hospital, or other non-profit, this is a must-read.
457 Plan Overview
If you work for a state or local government (or are among the highest-paid employees of a non-profit corporation), make sure you understand your 457 options.
If you work for a state or local government (or are among the highest-paid employees of a non-profit corporation), make sure you understand your 457 options.
The Importance of Beneficiary Designations
Should you die early, your will determines who takes care of your minor children. A will may also help you with the disposition of some of the things you own. However, certain beneficiary designations can override the wishes of your will. Find out how to avoid passing an unexpected hardship to your heirs.
Should you die early, your will determines who takes care of your minor children. A will may also help you with the disposition of some of the things you own. However, certain beneficiary designations can override the wishes of your will. Find out how to avoid passing an unexpected hardship to your heirs.
The Pension Protection Act of 2006
Learn how this important legislation from 2006 changed retirement planning.
Learn how this important legislation from 2006 changed retirement planning.
How a Qualified Domestic Relations Order (QDRO) Works
Learn how to ensure the tax-advantaged features of certain retirement plans are preserved even when accounts are split up due to divorce.
Learn how to ensure the tax-advantaged features of certain retirement plans are preserved even when accounts are split up due to divorce.
The Thrift Savings Plan for Federal Employees
Federal government employees have the option to participate in thrift savings plans (TSP)s which work very similarly to a 401K. Learn about TSPs and other considerations for retirement planning as a federal government employee.
Federal government employees have the option to participate in thrift savings plans (TSP)s which work very similarly to a 401K. Learn about TSPs and other considerations for retirement planning as a federal government employee.
What the Pension Benefit Guaranty Corporation (PBGC) Protects
When it comes to your defined benefit pension, learn what is and is not protected by the PBGC.
When it comes to your defined benefit pension, learn what is and is not protected by the PBGC.
Women and Retirement Planning
Understand the special considerations of retirement planning as a woman.
Understand the special considerations of retirement planning as a woman.
Retirement Saving Strategies
In order to be able to save for retirement, first you need to be saving. Period. Here's an article with 10 saving strategies.
In order to be able to save for retirement, first you need to be saving. Period. Here's an article with 10 saving strategies.
Ten Ways to Prepare for Retirement
Retirement planning can seem overwhelming. Like most big projects, however, it's much more manageable when you break it up into a series of achievable goals. This articles gives you 10 places to begin.
Retirement planning can seem overwhelming. Like most big projects, however, it's much more manageable when you break it up into a series of achievable goals. This articles gives you 10 places to begin.