How to Begin Saving For Retirement
Retirement Planning for Twenty-somethings
Think you are too young to consider retirement? Think again. You should start saving for your retirement as soon as you begin your working life. Here's how.
Why You Should Contribute to a 401(k)
What a 401(k) is, how it works, and why you should be invested in your 401(k) plan.
6 Types of Retirement Plans You Should Know
Retirement plans can be confusing, this basic overview can help you understand how each one is different.
How to Save for Retirement
To save for retirement, learn and follow these four simple steps.
No, You Are Not Too Young for an IRA
If you can read this, it's not too early to start saving for retirement. The sooner you start, the wealthier you can be.
Retirement Saving: How Much is Enough?
When planning for retirement, one of the most challenging questions is "How much do I need to save?" Although there's no one-size-fits-all answer, there are numerous considerations. Learn what to think about and how to incorporate your personal goals into your individual retirement saving plan. It's much easier to save when you know what you're...
Should I Pay Off My Debt Before Saving for Retirement?
Should you even consider saving for retirement if you have credit card debt? Get the answer to a frequently asked question: Save or get out of debt?
How Much Should I Save for Retirement?
How much do you need to have saved before retirement? The short answer is: as much as you can.
Moms Need to Plan for Retirement, Too
Moms give up so much for their kids, it's easy to forget about retirement. But moms can make retirement a priority. Here's how.
How to Calculate What You'll Need to Retire
Can you figure out exactly how much you will need to live on for retirement? You can at least come close. Here's how to calculate a retirement savings goal.
Why Do Women Lag as Retirement Savers?
Women should be natural retirement savers. We like to plan, tend not to take risks with our money, we make good long-term investments. Why are we not saving and planning as much for retirement?
How much money do you need for retirement?
Almost half of our readers think saving $1,000,000 is necessary for a comfortable retirement. How much money do you think you need to retire?
Which to Save for First: Retirement or College?
Saving for retirement or saving for your children's education? Can you guess the priority?
Where do you get stuck when planning for retirement?
Although the steps to successful retirement planning are easy to understand, many people fail to follow them. Share your thoughts and experiences on this important topic.
401(k) or Roth IRA? Which One If You Can't Do Both?
Ideally, you'd be able to contribute to every available type of retirement plan. Somehow, the reality of daily living prevents that from being possible for most people. Therefore, it's important to choose your accounts wisely. Here's a discussion of what to consider when you feel that you have enough money to contribute to a 401(k) or a Roth IRA - but not both.
403(b) Plan Overview
Although similar to the more common 401K plan, a 403B plan has it's own particular considerations. If you work for school, hospital, or other non-profit, this is a must-read.
457 Plan Overview
If you work for a state or local government (or are among the highest-paid employees of a non-profit corporation), make sure you understand your 457 options.
Women and Retirement Planning
Understand the special considerations of retirement planning as a woman.
Users Respond: Tell us how much you need for retirement
Almost half of our readers think saving $1,000,000 is necessary for a comfortable retirement. How much money do you think you need to retire?
The Importance of Beneficiary Designations
Should you die early, your will determines who takes care of your minor children. A will may also help you with the disposition of some of the things you own. However, certain beneficiary designations can override the wishes of your will. Find out how to avoid passing an unexpected hardship to your heirs.
What the Pension Benefit Guaranty Corporation (PBGC) Protects
When it comes to your defined benefit pension, learn what is and is not protected by the PBGC.
The Thrift Savings Plan for Federal Employees
Federal government employees have the option to participate in thrift savings plans (TSP)s which work very similarly to a 401K. Learn about TSPs and other considerations for retirement planning as a federal government employee.
Top Steps to Take Before You Retire
Think you are ready to retire? Make sure you have considered these five important top steps.
Evaluate Insurance Coverage Before You Retire
Before you retire, identify and fill in any insurance coverage gaps which will be created when you stop working.
Top Step 4 – Consider How You Will Spend Your Time During Retirement
Many people give little thought to how they will spend their time in retirement. After all, the biggest use of their time - working - will be no more. While many retirees report a near honeymoon- like period for the first six to nine months of retirement, many report an eventual urge to become more productive in retirement than they had anticipated.
How a Qualified Domestic Relations Order (QDRO) Works
Learn how to ensure the tax-advantaged features of certain retirement plans are preserved even when accounts are split up due to divorce.
The Pension Protection Act of 2006
Learn how this important legislation from 2006 changed retirement planning.
Your Home is NOT a Retirement Plan
No matter the state of the housing market, your home should never be your retirement plan.
Whatever Happened to the Three Legged Stool?
This metaphor was commonly used for retirement planning. Things have changed.
Retirement Planning With Assistance - When to Get Help From a Professional
Generally, the average income earner can develop their own retirement plan. However, there are instances where you should seek professional help.
Retirement Saving Strategies
In order to be able to save for retirement, first you need to be saving. Period. Here's an article with 10 saving strategies.
Is Paying Your Mortgage Like Saving for Retirement?
If you have a home, you most likely have a mortgage. Although not the ideal savings plan, a mortgage can help you save for retirement.
How Long Term Care Can Wreck Your Retirement
Long term care can be financially devastating. It's important to plan ahead and protect yourself.
Ten Ways to Prepare for Retirement
Retirement planning can seem overwhelming. Like most big projects, however, it's much more manageable when you break it up into a series of achievable goals. This articles gives you 10 places to begin.
Savings Accounts – Advantages of Savings Accounts
Savings accounts may not be as popular as they once were, but can be a great emergency fund.
How to Plan for Retirement as a Couple
Are you and your spouse planning for the same retirement? Discussing retirement as a couple can help you plan for a shared ideal future.
Last-Minute Retirement Planning
How to plan for a retirement that's a few years away.
Easy Financial New Year's Resolutions
Financial New Year's resolutions are as typical as any other kind, and just as typically we break them. Why not resolve to make realistic money moves this year? These are financial resolutions you can actually do.