Investing for Retirement
Appropriately managing your investments means making periodic changes. Learn how your investment philosophy should mature as you become an experienced investor and near retirement age. From asset allocation and re-balancing to dollar cost averaging, master the strategies that will help you maximize the value of your retirement plans.
Whole Life Insurance and Retirement Planning
Learn when it might make sense to use life insurance as part of your retirement plan.
Learn when it might make sense to use life insurance as part of your retirement plan.
Safe Investing - Retirement Planning Safe Investing
Safe investing through cash, cash equivalents, and fixed income is increasingly important as you get close to or enter retirement. Still, the advantages of greater security from safe investing are somewhat offset but the greater risk inflation presents.
Safe investing through cash, cash equivalents, and fixed income is increasingly important as you get close to or enter retirement. Still, the advantages of greater security from safe investing are somewhat offset but the greater risk inflation presents.
Your Choices When Investing for Retirement
An overview of the various investment opportunities for the long-term retirement investor.
An overview of the various investment opportunities for the long-term retirement investor.
An Overview of Index Funds
Learn why low-cost index funds are among the best ways to start investing for retirement.
Learn why low-cost index funds are among the best ways to start investing for retirement.
Annuities and Retirement Planning
Learn the advantages and disadvantages of using annuities as part of your retirement plan. (There's plenty of both.)
Learn the advantages and disadvantages of using annuities as part of your retirement plan. (There's plenty of both.)
Benefits From an Automatic Investment Program
Saving and investing consistently throughout your working career is a cornerstone to an eventual successful retirement. An automatic investment program (AIP) will help you achieve your savings and investing goals. Learn how to implement an AIP as part of your financial plan.
Saving and investing consistently throughout your working career is a cornerstone to an eventual successful retirement. An automatic investment program (AIP) will help you achieve your savings and investing goals. Learn how to implement an AIP as part of your financial plan.
Introduction to Asset Allocation
According to many researchers, nothing is more important to your long term investing success than establishing a proper asset allocation. Start by learning all about asset allocation.
According to many researchers, nothing is more important to your long term investing success than establishing a proper asset allocation. Start by learning all about asset allocation.
Introduction to No-Load Funds
Some mutual funds charge loads. Many others do not. Learn about the significant cost savings available through the purchase of no-load funds.
Some mutual funds charge loads. Many others do not. Learn about the significant cost savings available through the purchase of no-load funds.
Mutual Funds and Retirement Investing
Mutual funds provide affordable professional management and instant diversification, two key considerations for the beginning investor. Learn how to get started investing with mutual funds.
Mutual funds provide affordable professional management and instant diversification, two key considerations for the beginning investor. Learn how to get started investing with mutual funds.
An Overview of Money Market Funds
Just because you have to keep part of your portfolio invested conservatively, doesn't mean you have to keep your funds in a mattress. Learn about the safety and earning power available from money market funds.
Just because you have to keep part of your portfolio invested conservatively, doesn't mean you have to keep your funds in a mattress. Learn about the safety and earning power available from money market funds.
Before You Sell High, Buy Low: The Advantages of Dollar Cost Averaging
Buy low, sell high. Great advice but tough to execute, right? On a daily basis, it's nearly impossible. But over a lifetime of investing, dollar cost averaging can make such a practice automatic.
Buy low, sell high. Great advice but tough to execute, right? On a daily basis, it's nearly impossible. But over a lifetime of investing, dollar cost averaging can make such a practice automatic.
Bond Investing for Retirement
Understand the key considerations when using bonds as part of your retirement plan portfolio.
Understand the key considerations when using bonds as part of your retirement plan portfolio.
Certificates of Deposit (CDs) and Retirement Planning
Certificates of deposit can be an important consideration when you near retirement. Learn the advantages and disadvantages of using CDs in your retirement plan.
Certificates of deposit can be an important consideration when you near retirement. Learn the advantages and disadvantages of using CDs in your retirement plan.
Exchange-Traded Funds (ETFs) Overview
Exchange traded funds, or ETFs, are an increasingly popular investment tool. Learn the advantages and disadvantages of using ETFs in your retirement planning portfolio.
Exchange traded funds, or ETFs, are an increasingly popular investment tool. Learn the advantages and disadvantages of using ETFs in your retirement planning portfolio.
Features of Lifecycle (Target Retirement) Funds
Some people like the idea of putting their retirement planning investment decisions on auto-pilot. Lifecycle, or target retirement funds can help you accomplish this objective.
Some people like the idea of putting their retirement planning investment decisions on auto-pilot. Lifecycle, or target retirement funds can help you accomplish this objective.
How FDIC Insurance Works
FDIC insurance covers most bank deposits held at most banks. However, the rules governing what savings are covered are a web of complex regulations primarily focused on how your accounts are titled. Learn the intricacies to make sure your money is as safe it can be.
FDIC insurance covers most bank deposits held at most banks. However, the rules governing what savings are covered are a web of complex regulations primarily focused on how your accounts are titled. Learn the intricacies to make sure your money is as safe it can be.
Investing for Retirement: Your Time Horizon Matters
When you consider how to invest, one of the most important criteria is how much risk you can afford to take. While other factors influence your risk tolerance, one of the most important is your time horizon. Make sure you understand the right way to evaluate your time horizon before making critical investment decisions.
When you consider how to invest, one of the most important criteria is how much risk you can afford to take. While other factors influence your risk tolerance, one of the most important is your time horizon. Make sure you understand the right way to evaluate your time horizon before making critical investment decisions.
Rebalancing Your Investments
In conjunction with dollar cost averaging, portfolio rebalancing allows you the ability to buy low and sell high during the course of your investment life. Make sure you understand how to automate both strategies.
In conjunction with dollar cost averaging, portfolio rebalancing allows you the ability to buy low and sell high during the course of your investment life. Make sure you understand how to automate both strategies.
Your Risk Tolerance and Your Investments
Since your risk tolerance drives your investment decisions, not to mention how you should expect your portfolio to grow, gaining an understanding of your personal tolerance for risk is critical.
Since your risk tolerance drives your investment decisions, not to mention how you should expect your portfolio to grow, gaining an understanding of your personal tolerance for risk is critical.
The Benefits of Diversification
Never put your eggs in one basket. True in life, true in investing. Learn how diversification enables you to increase your expected return without increasing your expected risk.
Never put your eggs in one basket. True in life, true in investing. Learn how diversification enables you to increase your expected return without increasing your expected risk.
Retirement Investing - Getting Help
Since your retirement plan might be the most valuable asset you have, it pays to take it seriously. So is professional advice a good idea? Sometimes. Learn if hiring a pro makes sense for you and, if so, the types of things you ought to be thinking about before you sign on the dotted line.
Since your retirement plan might be the most valuable asset you have, it pays to take it seriously. So is professional advice a good idea? Sometimes. Learn if hiring a pro makes sense for you and, if so, the types of things you ought to be thinking about before you sign on the dotted line.
Exhange Traded Funds (ETFs)
Exchange Traded Funds (ETFs) are a relatively new investment alternative on the retirement planning scene. Since they act somewhat like a stock and somewhat like a mutual fund, they're an important investment to consider. Learn if they're appropriate for you.
Exchange Traded Funds (ETFs) are a relatively new investment alternative on the retirement planning scene. Since they act somewhat like a stock and somewhat like a mutual fund, they're an important investment to consider. Learn if they're appropriate for you.
Investing for Retirement in Your 20s and 30s
When you're just starting out in the real world, retirement investing often seems complicated. But, as you'll see in this article, investing in your 20s and 30s is fairly straightforward.
When you're just starting out in the real world, retirement investing often seems complicated. But, as you'll see in this article, investing in your 20s and 30s is fairly straightforward.
Investing for Retirement in Your 40s and 50s
Now in your peak earning years, you may be able to save more than previously. Here's a primer to make sure you and your investments are on the right path to a comfortable retirement.
Now in your peak earning years, you may be able to save more than previously. Here's a primer to make sure you and your investments are on the right path to a comfortable retirement.
Investing for Retirement - Pre-Retirees
With retirement nearly upon you, long-term investing takes a new meaning. But with life expectancies rising, you've still got to plan (and hope) to be around for a while. Learn how to manage your investments to reflect this new reality.
With retirement nearly upon you, long-term investing takes a new meaning. But with life expectancies rising, you've still got to plan (and hope) to be around for a while. Learn how to manage your investments to reflect this new reality.
Investing for Retirement When You've Already Retired
You made it! Now, you have to make sure your money lasts at least as long as you do. Here are the most important considerations for managing your money when you're in retirment.
You made it! Now, you have to make sure your money lasts at least as long as you do. Here are the most important considerations for managing your money when you're in retirment.