Question: Can I withdraw money from my Roth IRA before I retire?
Answer: Yes, you can withdraw money from your Roth IRA at anytime. Money you contribute is always available to you without any penalty or taxes due. However, growth on your original investment might be subject to tax and penalties depending on whether or not your withdrawal passes the five-year rule and whether it is considered to be a qualified Roth IRA distribution. If you're considering a Roth IRA withdrawal before retirement, be sure to learn about the tax treatment of nonqualified distributions too.