While a retirement without money doesn't sound like much of a retirement, focusing exclusively on the monetary aspects could be problematic. Some other important considerations of retirement include:
An Ideal Retirement Includes Friends
Relationships are an incredibly important part of an enjoyable retirement, especially since you can't count on running into people at the water cooler for a debrief of the last big football game or political contest. Make sure you know who you're going to spend your time with--besides your life partner.
An Ideal Retirement Includes Health
Your health can't be overstated, of course. Furthermore, it's both a financial and non-financial issue since significant medical expenses can dent an otherwise solid financial plan. Not to mention, constant hospital and doctor visits aren't exactly the same as laying out at the beach or hitting the golf course. Be sure to take care of yourself - now and in retirement. Then hope to get lucky too.
An Ideal Retirement Includes the Right Geography-for You
Where will you live? You may desire to stay put. After all, it's probably where most of your friends are. Or you may choose to move to some place warm or to a location closer to your grandchildren. While there are no right answers, your choices could significantly impact your retirement lifestyle. Not only are certain areas of the country far more expensive (or less expensive) than others, but your chosen location may affect how much time you're spending traveling to visit those you care about most.
An Ideal Retirement Includes Hobbies
How are you going to spend your time? For decades, you've spent the lion's share of your waking hours at work. In an instant (more or less), that enormous time commitment will evaporate. How will you fill your days? Is it the golf course? Tennis? Volunteer work? Taking care of your grandchildren? Again, the vision you have for your retirement is an individual one, not one to be criticized.
Nonetheless, be it your friends, health, geography, or hobbies, it is far better for you to plan these key non-financial considerations with at least as much emphasis as you have making sure you can afford to shelve the job. You want to be happy with what's left - a full and enticing retirement!