Social Security and Retirement Planning
5 Things You Need to Know About Social Security
Have questions about how Social Security works? Here are the answers to your most common Social Security questions.
When Can I Start Receiving Social Security Benefits?
Find out the minimum and maximum age to receive Social Security, and what happens if you do it before or after full retirement age.
How Do I Apply for Social Security Benefits?
A simple overview of how to apply for Social Security retirement benefits.
Can I Get Social Security Retirement Benefits If I'm Working?
You can get Social Security retirement benefits while you are still working. But when you apply makes a difference. Here's how it works.
Can I Get Spousal Social Security Benefits?
With spousal Social Security you can get retirement benefits through your spouse. Here's how it works.
Social Security: How Early Retirement Affects Your Benefits
When you choose early retirement and take Social Security benefits before your normal retirement age, your benefit is reduced. Understand how the Social Security Administration figures this benefit reduction.
Make Sense of Medicare
Medicare is government health insurance for seniors age 65 and older. Here's how it works.
Social Security and Retirement Planning
Obtain an introduction of how your Social Security benefits will affect your retirement.
Social Security Benefit Calculator
Workers receive annual statements from the Social Security Administration estimating their retirement benefits. But what if you don't plan to work until at least age 62? Or, what if you'll make more money in the future and want to understand your higher salary's impact on your retirement benefit? These calculators allow you to change assumptions like those and receive estimates of future benefits.
Social Security – How to Borrow from Social Security Interest-Free
Learn how an unusual quirk in Social Security allows retirees to take an interest-free loan from Social Security.
How Safe is Your Social Security Benefit?
We hear so much about the precarious state of Social Security. Will there be enough money available to pay you your promised benefit when you retire? Learn what the experts think today.
Normal Social Security Retirement Age
When Social Security began, everyone eligible could receive their full retirement benefit at age 65. Many years later, Congress changed the rules so that many people, including most of the people reaching retirement today, must wait past their 65th birthday to be eligible. Learn when your normal retirement age is and what retiring earlier than that age will mean to your retirement benefit.
When to Take Social Security
Did you know that you could take your Social Security retirement benefit when you are still working? It's also true that you can delay receiving your benefit past normal retirement age even if you have retired. Learn about your choices - and their implications.
Spousal Benefits and Social Security
You already knew that marriage adds to the value (and confusion) of life. Believe it or not, marriage does the same thing with your Social Security benefits too. When you're married, you have more options, but figuring out what to do is also more complex. Here's one way to approach the situation.
Should Your Retirement Planning Change Due to the New Debt Deal?
Now that the new debt deal has officially passed, it's time to think about how it will affect you.