Articles Index

Social Security – How to Borrow from Social Security Interest-Free
Learn how an unusual quirk in Social Security allows retirees to take an interest-free loan from Social Security.

COLA – Social Security and Cost of Living Adjustments
One of the most valuable parts of your Social Security benefit is your cost-of-living-adjustment (COLA). It is the Social Security COLA that allows for protection from inflation over the long-term.

Social Security: How Delaying Your Retirement Increases Your Benefits
Delaying Social Security benefits beyond your normal retirement date increases your monthly payments. Understand how the Social Security Administration will calculate your benefits.

Social Security: How Early Retirement Affects Your Benefits
When you choose early retirement and take Social Security benefits before your normal retirement age, your benefit is reduced. Understand how the Social Security Administration figures this benefit reduction.

Calculate Your Social Security Benefits
Learn the two components of calculating your Social Security Benefits: your earnings history and the age you retire. Understand the impact your normal retirement age has on your retirement benefit too.

Your Normal Social Security Retirement Age
Your normal retirement age, or your Social Security Retirement age is based on your year of birth. Learn the importance of your retirement age and how it might affect your retirement plans.

Social Security Taxes and the Annual Contribution and Benefit Base
Social Security taxes are limited to the first $106,800 of earnings during 2009. Learn the current and future impact of this cap on your retirement planning.