> The Planning Process

Planning 101 (10) Taxes (9) Retiring Well (1)

10 Retirement Planning Mistakes
When thinking about planning for your retirement, be sure you don't make these 10 common retirement planning mistakes.

4 Steps to Taking Charge of Your Life
If you are like most folks, you procrastinate or just simply put off the things you want to do. Have you been wanting to take a trip only to decide to wait until you retire to do so? Perhaps you would like to further your education but decide to wait until the kids are older. The list goes on. Stop putting off what you want to do and take charge of your life.

5 Retirement Planning Myths and Realities
When it comes to planning your retirement, there are several myths or cop-outs to actually making the committment. Here are 5 of the top myths along with the realities.

A Step by Step Guide to Planning Your Retirement
We all know we should plan for our retirement but for most of us, that event could be many years down the road. What we don't realize is when we do decide to retire, we might need to provide an income for many years and we need to start planning for this right now if we are going to reach our retirement dreams.

Diversity Is the Key To Steady Growth
Your best course to guarantee steady growth in your retirement nest egg is to diversify your investments. In other words, you do not want to put all your eggs in one basket—or in this case all your nest eggs. The easiest way of doing this is to spread your money over several investment tools.

Five End of Year Resolutions
The end of the year is near at hand and there are a few things that might be helpful to get out of the way before the new year begins. We all make New Year's resolutions and usually forget about them within a month or two. End of year resolutions are things you can do now and not have to worry about continuing into the new year. This is a win-win situation. You make a resolution that you can forget about once it's done. The trick is to do it.

Have a Terrible Retirement
Are you headed for a terrible retirement? If you are following this path, you could be in for quite a surprise when you retire. A worthwhile retirement plan isn't for the lazy or the procrastinators, it needs nurtured every day to be successful and not a disaster.

Retirement Planning 101 - Getting Started
Once you have decided to plan for your retirement, you have to take the next step and start the process. This could possibly be the most difficult part of retirement planning since it's human nature to put things off. You might have many years before your retirement making this seem unimportant. You'll be surprised how quickly the years pass so no matter what your age, start putting something back for your retirement.

Retirement Planning 101 - Investment Choices
When planning for your retirement, it's important to make the right investment choices. These choices will depend on your age, your risk tolerance, and your income. There are lots of investment options so making the right choice will take some thought and research.

Retirement Planning 101 - Plan Maintenance
Once you've set your retirement goals, set up your portfolio, got your investments under control, you need a maintenance plan. You will need to understand the various things that can affect your plan and what you can do to be sure everything stays on track for that important time of your life, retirement.

Retirement Planning Tips for Persons in Their 20s
When you are 20 something, retirement is probably the furthest thing from your mind. While this period of your life is decades away, it's not too soon to make some plans. Chances are when you retire, your wants, needs and lifestyle will require some sort of funding on your part. Now is the time to start thinking about how you will fund the later years of your life.

Retirement Planning Tips for Persons in Their 30s
During your 30s, retirement is still decades away but creeping closer and closer. If you didn't think about retirement while in your 20s, you probably should at least ponder the thought and start planning. You've no doubt settled down a bit and have possibly started a family or are working you way up in your career. There isn't a better time to start thinking about your later years than right now.

Retirement--An Extension of Living Your Life
Retirement is somewhat like starting out in life. You need to know where the money will come from, where you will live, and what your goals are.

Wake Up and Plan for Your Retirement
If you are planning to retire some day, you must start planning right now. You can't afford to wait another day. You never know when an event can throw a clinker into your plans and leave you without any security for your later years. This could be a wake up call for all who intend to retire someday.

What is Retirement Planning?
Everyone talks about retirement planning but do they truly know exactly what retirement planning is? Most might tell you it's saving money for old age and others might tell you it's having a pension or retirement plan at work. Both are partly correct but retirement planning is much, much more. Retirement planning is the time and preparation you put into making sure your years after you decide to leave the workforce are happy, healthy, fulfilling, and exciting.

What is Your Retirement Planning IQ?
Do you know what your retirement planning IQ is? Here is a fun little quiz to find out. You might be surprised by how much you know or don't know about your retirement plan.

When Should You Start Saving for Retirement?
Everyone wonders when they should start saving for retirement but most have never found a clear answer. We think a person should start saving for retirement as soon as they receive their first pay check.